Top Reasons Motorcycle Accidents Occur in Tampa, Florida
Florida has the most motorcycle fatalities in the United States according to the National Highway Traffic Safety Administration. Florida and other warm weather states are the most popular states for Motorcycle riding and riders want to enjoy the nice weather but often do not think of the statistics. In order to best avoid these accidents it is important to understand what causes them.
Cars making left hand turns are the most fatal situation for motorcycle riders. Close to half of motorcycle accidents occur when the rider is passing the car, going straight through an intersection while a car is attempting to make a left turn. This also may depend on the size of the motorcycle which affects how well some drivers may see the motorcycle when making a left turn. When motorcycles pass cars turning left other cars may also be switching lanes and cause an accident by not seeing the motorcycle rider switching lanes as well.
Lane splitting is also a huge factor in motorcycle accidents occurring in Florida. Some motorcycle riders will ride between lanes when cars are stuck in traffic or if the lanes are slow moving. The closeness of the vehicles can cause dangerous conditions for the driver of the vehicle and also the small space can lessen the reaction time for the motorcycle rider. Many drivers may not even recognize a motorcycle is approaching and passing them in slow moving or stopped traffic lanes.
It is important to have the right insurance coverage while riding a motorcycle. If you have a car in addition to the motorcycle, check your policy for uninsured/underinsured motorist coverage, which you may be entitled to if involved in a motorcycle accident where the at fault driver does not carry any bodily injury coverage or the amount of the policy is insufficient to cover the damages you have sustained. If you do not have this coverage, it is highly recommended that you add this coverage to your policy. Unfortunately there is a large number of people driving in the State of Florida which either carry no bodily injury coverage (it is not required in Florida) or carry very low limits, such as a $10,000.00 policy. If you are involved in a motorcycle accident, it is very likely that your damages would exceed that minimal coverage.
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