Who does PIP coverage apply to?
PIP coverage in the state of Florida is also known as personal injury protection or no fault benefits, and you are covered under PIP policy if you have an automobile, you are required to carry PIP insurance. If you carry passengers in your vehicle that do not have their own automobile insurance, they are covered under your own PIP policy. If you’re riding on a bicycle and are hit by an auto, then you are covered under your PIP policy. Any resident relatives in your household if you have a PIP policy would be covered if they are involved in some accident that created injuries to them in the state of Florida.
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